New Release · The Net Worth Bible Workbook

The Chair Is Real.
So Are the Cushions.

Levels of Liquidity is Steven E. LaBroi's fill-in framework for building real net worth. It's a written plan that gives every dollar you have a purpose, a level, and a strategy, so you stop guessing and start building a 100-year family vision.

"Liquidity is not just a description. It is a decision."

Paperback & Kindle available now on Amazon.

Levels of Liquidity: The Net Worth Bible Workbook by Steven E. LaBroi

There is no shame in Level 1. The shame is staying there when you don't have to.

Steven E. LaBroi  ·  Levels of Liquidity

Seven Levels. One Chair.
A Plan for Every Level.

Every account, policy, and asset you own belongs on one of seven levels. The workbook walks you through each one, covering what it's for and the rule that keeps you from raiding it by accident.

0
HUELOC
Skills · Discipline · Reputation
Your Human Equity Line of Credit, the builder behind every level above it. Invest in it continuously.
1
Liquid
Checking · Cash · Debit
Daily living. Spend here first. There is no shame in Level 1.
2
Reserve
Savings · Emergency Fund
3–6 months of expenses. Replenish immediately after use.
3
Self-Liquidating
Royalties · Dividends · Annuities & Pensions
Income without selling. Route the drip upward. Don't consume it.
4
Foundational
Life Insurance · Gold · Real Estate · 401(k)/IRA
Compounding and protection. Touch only with written intent.
5
Next Generation
Land · Family Business · Heirlooms
Transfer and permanence. Never sell it. It wasn't built for you alone.
6
Future Generation
Trusts · Foundations · 100-Year Vision
Institutional permanence. Protect the mission.

Steven works with clients across every level of this framework, from building a reserve to structuring an annuity, pension, life insurance policy, or estate plan. If you're ready to put a real plan in place, he can help.

Talk to Steven About Your Plan

Built for People Building
Their First Real Plan

This workbook is meant to be filled in, revisited, and passed down, not read once and put on a shelf.

First-Generation Wealth Builders

You're the first in your family to have real assets to organize. This gives you the written plan nobody handed you.

Retirees & Soon-to-Retire

If you're rolling over a workplace plan, weighing an annuity, or planning a retirement abroad, this shows you exactly which level that decision belongs to.

Anyone Building a Legacy

If you want your kids to never feel the chair the way you did, this is the framework for making that decision in writing.

Steven E. LaBroi

"We are the Legacy Change Generation. No matter what age you are now, there is nothing that will hold you back from learning except your own personal restriction of allowing your mind to open."

Steven E. LaBroi  ·  Author of Levels of Liquidity
Morehouse Graduate Founder, LaBroi Insurance Group 4x Published Author
More about Steven at stevenlabroi.com →

A Course Is Coming.
Be the First to Know.

Steven is building a companion course based on the Levels of Liquidity framework, a guided, live walkthrough of every level. Drop your name and email below to join Steven's email list and be the first to hear the moment it opens.

Please enter your first name.
Please enter a valid email.
Enter the answer to confirm you are not a robot.
Incorrect answer. Please try again.
You're on the list!

You've been added to Steven's email list, and we'll notify you the moment the course opens. Check your spam folder just in case.

You'll join Steven's email list and get one extra email the moment the course goes live. Unsubscribe anytime.